With approvals typically granted in 1-2 business days, you’ll see working capital in your account just 2-3 days after you’re approved.
Payments are a fixed percentage of sales—not a fixed amount—so you pay more when your sales are strong and less if sales slow down.

Fast, flexible funding for your business

Accept payments online with Virtual Terminal

Accept credit and debit card payments directly on any computer, tablet, or smartphone.
Request customer payments by email and allow customers to pay you by credit or debit card online.
Take care of all incoming payments: in-store orders, mail or telephone orders, or invoices.
Send digital receipts via email and monitor all transactions in one dashboard.
Store your regular customers' card information securely for faster transactions.
Protect against fraud with address verification service (AVS) and card verification value (CVV).

Introducing Scan to Pay, an exciting new way for your guests to settle their bill right at the table, with Apple Pay®. Turn tables faster and give your guests the freedom to dine, pay, and dash.

Say goodbye to data entryScan to Pay integrates seamlessly with many of the accounting, sales, and customer relationship management tools you already use to run your business.
Gracias, merci, and xièxièWith Scan to Pay’s multilingual support, you’ll never need an interpreter when the bill comes. The entire transaction happens in the preferred language of each customer’s phone.
Infinitely expandableWant to run your restaurant easier? With the Clover App Market, you can choose from hundreds of apps from happy hour schedulers to delivery management tools to reservation platforms.